Do your taxes in
60 seconds.

Pippa reads your bank, sorts every transaction against HMRC's rules, and files your Making Tax Digital returns for you. You just check the figures and tap to confirm. No spreadsheets, no accountant, and no need to understand tax.

9:41
Mon 27 Apr
Hi, Meg 👋
MH
Roughly what you'll owe
£5,790
Tax + NI · 2026/27 so far
↗ Set aside £4,200
Income
£18,742
Expenses
£3,184
Profit
£15,558
!
Q3 update due in 12 days
7 Feb 2027 · we'll prep it
Recent activity
eBay payout logo
eBay payout
Marketplace · 26 Apr
+£1,420
Customer transfer logo
Customer transfer
Monzo · 25 Apr
+£980
Adobe Creative logo
Adobe Creative
Software · 24 Apr
−£21.99
Uber, weekly logo
Uber, weekly
39 trips · 22 Apr
+£648
Logitech webcam logo
Logitech webcam
Gear · 21 Apr
−£179
Invoice paid logo
Invoice paid
Stripe · 20 Apr
+£1,250
Income
£42,318 YTD
AllPayoutsTransfers
April · 7 payouts
eBay payout logo
eBay payout
Marketplace · 26 Apr
+£1,420
Customer transfer logo
Customer transfer
Monzo · 22 Apr
+£980
Uber, weekly logo
Uber, weekly
42 trips · 20 Apr
+£648
Invoice paid logo
Invoice paid
Stripe · 16 Apr
+£1,250
Revolut transfer logo
Revolut transfer
Client · 12 Apr
+£560
Customer transfer logo
Customer transfer
Barclays · 08 Apr
+£740
Uber Eats logo
Uber Eats
Deliveries · 04 Apr
+£186
March · 8 payouts
eBay payout logo
eBay payout
Marketplace · 27 Mar
+£1,180
Uber, weekly logo
Uber, weekly
38 trips · 23 Mar
+£590
Invoice paid logo
Invoice paid
Stripe · 19 Mar
+£1,640
Customer transfer logo
Customer transfer
Lloyds · 15 Mar
+£820
Revolut transfer logo
Revolut transfer
Client · 12 Mar
+£430
Customer transfer logo
Customer transfer
Starling · 09 Mar
+£690
Uber Eats logo
Uber Eats
Deliveries · 05 Mar
+£204
eBay payout logo
eBay payout
Marketplace · 02 Mar
+£760
Expenses
£7,492 YTD
AllSoftwareGear
April · 6 expenses
Herman Miller chair logo
Herman Miller chair
⚠ Maybe deductible
−£499
Adobe Creative logo
Adobe Creative
Software · 24 Apr
−£21.99
Logitech webcam logo
Logitech webcam
Gear · 22 Apr
−£179
GWR, Bristol logo
GWR, Bristol
Travel · 19 Apr
−£62
Notion, annual logo
Notion, annual
Software · 14 Apr
−£96
Amazon, ring light logo
Amazon, ring light
Gear · 04 Apr
−£48
March · 5 expenses
Apple, keyboard logo
Apple, keyboard
Gear · 26 Mar
−£99
Dropbox, annual logo
Dropbox, annual
Software · 18 Mar
−£12
Train, workshop logo
Train, workshop
Travel · 12 Mar
−£42
Adobe Creative logo
Adobe Creative
Software · 04 Mar
−£21.99
Q3 · 2026/27
6 Oct → 5 Jan
Due 7 Feb 2027
Income£18,742
Expenses−£3,184
Profit£15,558
Set aside
£3,489
22.4%
profit
MH
Meg Hawthorne
Sole trader · 2026/27
UTR2843 5821 91
NI no.QQ 12 34 56 C
PlanPippa Pro
Connections+ Add
YouTube logo
YouTube
Connected · live
Patreon logo
Patreon
Connected · live
Stripe (brand deals) logo
Stripe (brand deals)
Connected · live
Substack logo
Substack
via Stripe · live
Twitch logo
Twitch
Connected · live
HSBC current logo
HSBC current
Open Banking · live
Got an accountant?
Invite them to your dashboard. They can review or file on your behalf.
Send invite ›
01 built for you

Built for how you actually earn.

Creator, seller, landlord, gig worker, freelancer, tradesperson. And most people are several at once. Pippa handles them all in one place, across every account and currency. Pick yours, then watch the app below work the way you do.

pick all that fit
your tax, live

Always know what you owe.

Your tax position refreshes every time you open the app. Never a rough guess in January. See what to set aside and the next HMRC deadline, front and centre.

9:41
Mon 27 Apr
Hi, Meg 👋
MH
Roughly what you'll owe
£5,790
Tax + NI · 2026/27 so far
↗ Set aside £4,200
Income
£18,742
Expenses
£3,184
Profit
£15,558
!
Q3 update due in 12 days
7 Feb 2027 · we'll prep it
Recent activity
eBay payout logo
eBay payout
Marketplace · 26 Apr
+£1,420
Customer transfer logo
Customer transfer
Monzo · 25 Apr
+£980
Adobe Creative logo
Adobe Creative
Software · 24 Apr
−£21.99
Uber, weekly logo
Uber, weekly
39 trips · 22 Apr
+£648
Logitech webcam logo
Logitech webcam
Gear · 21 Apr
−£179
Invoice paid logo
Invoice paid
Stripe · 20 Apr
+£1,250
Income
£42,318 YTD
AllPayoutsTransfers
April · 7 payouts
eBay payout logo
eBay payout
Marketplace · 26 Apr
+£1,420
Customer transfer logo
Customer transfer
Monzo · 22 Apr
+£980
Uber, weekly logo
Uber, weekly
42 trips · 20 Apr
+£648
Invoice paid logo
Invoice paid
Stripe · 16 Apr
+£1,250
Revolut transfer logo
Revolut transfer
Client · 12 Apr
+£560
Customer transfer logo
Customer transfer
Barclays · 08 Apr
+£740
Uber Eats logo
Uber Eats
Deliveries · 04 Apr
+£186
March · 8 payouts
eBay payout logo
eBay payout
Marketplace · 27 Mar
+£1,180
Uber, weekly logo
Uber, weekly
38 trips · 23 Mar
+£590
Invoice paid logo
Invoice paid
Stripe · 19 Mar
+£1,640
Customer transfer logo
Customer transfer
Lloyds · 15 Mar
+£820
Revolut transfer logo
Revolut transfer
Client · 12 Mar
+£430
Customer transfer logo
Customer transfer
Starling · 09 Mar
+£690
Uber Eats logo
Uber Eats
Deliveries · 05 Mar
+£204
eBay payout logo
eBay payout
Marketplace · 02 Mar
+£760
Expenses
£7,492 YTD
AllSoftwareGear
April · 6 expenses
Herman Miller chair logo
Herman Miller chair
⚠ Maybe deductible
−£499
Adobe Creative logo
Adobe Creative
Software · 24 Apr
−£21.99
Logitech webcam logo
Logitech webcam
Gear · 22 Apr
−£179
GWR, Bristol logo
GWR, Bristol
Travel · 19 Apr
−£62
Notion, annual logo
Notion, annual
Software · 14 Apr
−£96
Amazon, ring light logo
Amazon, ring light
Gear · 04 Apr
−£48
March · 5 expenses
Apple, keyboard logo
Apple, keyboard
Gear · 26 Mar
−£99
Dropbox, annual logo
Dropbox, annual
Software · 18 Mar
−£12
Train, workshop logo
Train, workshop
Travel · 12 Mar
−£42
Adobe Creative logo
Adobe Creative
Software · 04 Mar
−£21.99
Q3 · 2026/27
6 Oct → 5 Jan
Due 7 Feb 2027
Income£18,742
Expenses−£3,184
Profit£15,558
Set aside
£3,489
22.4%
profit
MH
Meg Hawthorne
Sole trader · 2026/27
UTR2843 5821 91
NI no.QQ 12 34 56 C
PlanPippa Pro
Connections+ Add
YouTube logo
YouTube
Connected · live
Patreon logo
Patreon
Connected · live
Stripe (brand deals) logo
Stripe (brand deals)
Connected · live
Substack logo
Substack
via Stripe · live
Twitch logo
Twitch
Connected · live
HSBC current logo
HSBC current
Open Banking · live
Got an accountant?
Invite them to your dashboard. They can review or file on your behalf.
Send invite ›
how it works

From bank to HMRC, hands-free.

  1. your tax, live

    Always know what you owe.

    Your tax position refreshes every time you open the app. Never a rough guess in January. See what to set aside and the next HMRC deadline, front and centre.

  2. income

    Income that sorts itself.

    Every payout, from platforms and clients to bank transfers, lands and lines up automatically, multi-currency aware, the moment money moves.

  3. expenses

    Every expense, sorted right.

    Pippa categorises your spending against HMRC's rules as it happens, and flags anything unusual for a quick check. The bookkeeping just happens.

  4. file

    One tap. Filed in seconds.

    Pippa builds the exact figures HMRC asks for. You check, you tap, and we send it through the official HMRC API, then hand you back a reference.

  5. connect

    Plug in where you earn.

    Connect your bank with read-only Open Banking, and link Stripe, PayPal, YouTube and Etsy directly. If money lands in your account, Pippa sees it.

Tax is going digital. It isn't optional.

Making Tax Digital for Income Tax is here. Quarterly, digital filing is now a legal requirement. There's no paper form and no manual route. It began in April 2026 for the highest earners, and the income threshold drops each year after. If you're in scope, you must file through approved software. Pippa is that software, built so it takes minutes, not a weekend.

From April 2026 · live
£50,000+ income
Live now. Quarterly updates already due.
From April 2027
£30,000+ income
The £30k–£50k band joins in 2027.
From April 2028
£20,000+ income
Everyone above £20k by 2028, most sole traders affected.
02 connections

Connect once. Pippa watches the rest.

Connect your bank once with read-only Open Banking and Pippa keeps up automatically. Every payout, transfer and expense, the moment money moves. Add direct connections to the platforms you earn on for richer detail.

Free

Open Banking for any UK bank

Connect any UK bank or business account. If money lands in your account, Pippa sees it, automatically. No spreadsheets, no manual entry.

✓ Read-only access   ✓ FCA-regulated   ✓ Bank-grade encryption   ✓ Connect once, runs forever
Pro

Direct platform connections

Link Stripe, Etsy, YouTube, PayPal and more directly. Pippa pulls gross sales, fees, refunds and FX in real time, the moment money moves.

05 pricing

Free to file. £6 for the autopilot.

Filing your Making Tax Digital returns is free, forever. You do a little each quarter. Pro does it all for you: it syncs, reads, categorises and prepares your return, so you just approve.

Pippa Free
£0forever

Everything you legally need to file.

  • 4 quarterly updates + Final Declaration
  • Live tax + NI estimate
  • 1 bank via Open Banking
  • Snap receipts · deadline reminders
Start free
Most popular
Pippa Pro
£6/month

Everything in Free, fully automatic.

  • Auto-categorisation (Pippa Tally AI)
  • Direct platform connections + FX
  • Receipt automation · auto mileage
  • Unlimited bank accounts
Go Pro
★ Most popularPippa Pro£6/moSage£7/moXero£7/moQuickBooks£10/mo
Tax & filing
MTD ITSA quarterly filing & Final Declaration✓✓✓✓
Accountant accessInvite yours, read-only or full✓✓✓✓
Everyday bookkeeping
CategorisationPowered by Pippa Tally AIAutomaticAutomatic×Automatic
Receipt capturePowered by Pippa Tally AIAuto-read & sorted✓ AutoEntry✓ Hubdoc✓
Free invoicesUnlimited✓Limited✓
Bank accountsUnlimitedUnlimitedUnlimitedUnlimited
Where Pippa stands alone
Platform connectionsPippa onlyDirect API integrations‡ · more on the way4 directStripe · PayPal · YouTube · Etsy×××
FX at HMRC spot ratePippa onlyLogged the day each payout clears✓ManualTop tier only×
Mileage trackingHMRC AMAP rates, automatic✓ManualManual✓

‡ Platform connections = direct developer & partner API integrations with the platforms you earn on (Stripe, PayPal, YouTube and Etsy), pulling fees, line items and FX automatically. Richer than Open Banking, and Pippa only: the others connect your bank via Open Banking but don't integrate these income platforms directly.

Prices shown are the providers' advertised monthly prices as of June 2026; some may exclude VAT. Pippa is £6/month flat. Always check each provider's current price.

One flat monthly price. No per-return fees, no advice add-ons, no surprises. See full pricing ›

Got an accountant? Bring them in.

On Pippa Pro, invite your accountant to your dashboard, the same numbers in real time. They can review your figures or file on your behalf, and there's nothing for them to pay.

Invite
Email link, one tap
Send an invite from inside Pippa. They click, sign in, and see your dashboard.
Access
View-only or agent
View-only lets them look. Agent lets them prepare and file on your behalf.
Their cost
£0, nothing to pay
No separate subscription for your accountant. It's included with your Pro plan.
06 faq

Questions, answered.

What is Pippa?
A UK Making Tax Digital for Income Tax (MTD ITSA) app for sole traders. Since 6 April 2026, HMRC requires anyone with self-employment or property income above £50,000 to file four quarterly updates plus a Final Declaration through HMRC-recognised software.
Is Pippa really free?
Yes. Free forever for filing. Pro tier is £6/month: automation, direct platform connections, FX handling and lender-ready Proof of Income.
Who makes Pippa?
Pippa Money Ltd, registered at Suite RA01, 195-197 Wood Street, London E17 3NU. Companies House number 17189960. Read more on the About page.
Is Pippa HMRC recognised software?
HMRC recognised software listing is pending. We'll update the moment it's confirmed.
Does Pippa work for landlords?
Yes. Airbnb, Booking.com, Vrbo and long-term tenancy income are all handled. Mortgage interest captured separately for the 20% basic-rate tax credit, replacement of domestic items relief applied where eligible, and short-let vs long-let income tracked per property.
Is my data safe?
Bank feeds run via Open Banking, read-only and FCA-regulated. We're registered with the ICO (ZC136982). We do not sell your data. See our Privacy Policy.
Can I share Pippa with my accountant?
Yes, on Pippa Pro. Send an invite from inside Pippa. They sign in and see your dashboard. Choose view-only (they review) or agent mode (they can prepare and file on your behalf). They do not need their own subscription.
When does Pippa launch?
Later in 2026, in time for your first MTD filings. The mandate is already live: it began 6 April 2026 for sole traders earning over £50,000. Get started for early access.
Ready when you are

Make Tax Digital.
Make Tax Easy.

Free forever for filing. Pro from £6/month. Join the early-access list and we'll email you the moment Pippa's ready, well before Making Tax Digital reaches you.

need support?

Always here to help.

Got a query or a question? Drop us a line any time and we'll help you out. No bots, no queues.

support@pippa.tax
learn more

Making Tax Digital, from HMRC

HMRC's official guide to MTD for Income Tax: who it's for, the deadlines, and how the new quarterly system works.

Read it on GOV.UK ↗